Every account, in the picture.
Bring bank accounts, cash and investment accounts together. Record transfers without counting them as income or spending.
Personal finance, thoughtfully connected.
Opulya
Your finances, in perspective.
Your everyday spending and long-term investments. Together in one clear, considered view.
Take a lookManually tracked. Personally yours.
Illustrative example
Example figures, not an actual account or investment performance.
A clearer picture
A little less scattered. A lot more clarity.
One place for the details that make up your financial life.
Follow the money. Find the pattern.
See your cashflow by month, day or account. Build categories your way and explore every level of your spending.
Keep your investments in perspective.
Record purchases, sales, dividends and fees. See your holdings and profit or loss alongside available market prices.
Getting started
Start with what you know.
No bank connection needed. Add a little today and build your picture over time.
- 01
Make it yours
Create an account, verify your email and choose English or Croatian.
- 02
Bring your balances together
Add your accounts and opening balances. Create the categories that fit your life.
- 03
Keep your picture up to date
Record everyday activity and investments, then follow how your money changes.
Your overview. Not your bank login.
Opulya works with the records you enter. You do not share bank or broker login credentials with the app.
Email-verified signup and protected access to your personal accounts.Questions
A few things worth knowing.
Does Opulya connect to my bank or broker?
No. You add balances and activity manually. Opulya organizes your records; it does not move your money or place trades.
Are investment prices live?
No. Available market prices refresh approximately every minute while you view them and may be delayed. Quote times are shown, and not every instrument is covered. Your broker remains the source for trading decisions.
Can I create my own categories?
Yes. Start with your own income and expense categories, add as many nested subcategories as you need, and explore them in analytics.
Can I use Opulya on my phone?
Yes. Opulya works in your browser on desktop and mobile, with English and Croatian available throughout the app.